With 30 years of dedicated service, Fred has earned a reputation for excellence, integrity, and a commitment to helping clients achieve their financial and homebuying goals.

Fred’s extensive knowledge enables him to provide tailored financial solutions to meet the unique needs of each client. He is known for his personalized approach, ensuring that every client receives the attention and support they deserve. Fred educates each client on their loan options and takes pride in empowering them to make the best informed decision. He is driven by a passion for helping others.


Fred is a VA eligibility EXPERT and leverages all the benefits afforded active-duty military and Veterans. As a one-time military dependent Fred thoroughly understands the unique needs of the military family. Military buyers want safe neighborhoods, good amenities, and communities that work for families.


Board of Directors Virginia Mortgage Bankers Association 2017-2020

Governor’s Appointee to Virginia’s Real Estate Appraisal Board 2020-2022

Past President of Tidewater Mortgage Bankers Association 1999-2000

AMB Certified Mortgage Banker